Stick to your budget

What it looks like isn’t nearly as important as having one. Whether it’s scrawled in a notebook or on a fancy spreadsheet, what matters is knowing where your money’s going.

Pack your lunch

Just do it.

Walk

It’s free, and your calves will look great.

Only borrow what you need

Just because the bank will give you a squillion dollars via student loans doesn’t mean you have to take it and spend it. Soon enough you’ll be paying that money back. This goes double for credit cards.

Kill the cable

And avoid pricey movie theatres too. Instead, subscribe to Netflix. (Netflix Canada has gotten way better. Promise.)

Buy used

Craigslist, eBay and Value Village have an ample selection of clothes. Much of it is nicer than the stuff on the clearance rack at Banana Republic

Just be a student

The nice cars and fancy suits will come later; right now’s the time to brag about how far you were able to stretch a can of chili. (Pro tip: Add rice to it.)